Tel. 01327 354321 | Email: theteam@fortitudefp.co.uk
Approaching retirement
Retirement is one of the biggest changes you’ll face in life, for positive reasons. It’s the opportunity to spend your life doing the things you really want to do and while it may take some adjusting to after a lifetime of working for a living, these are the years in which you can see your plans come to pass.
That’s why it’s so important to have a plan in place that’s built around you and your future. Whether you’re just beginning to think about life after retirement or you’re already there, it’s never too late to put a practical, adaptable plan in place to help you to enjoy your retirement, safe in the knowledge that you can afford the lifestyle you want.
Lifestyle Cashflow Planning
Knowing where you are financially right now is great, but it’s not enough on its own. Your retirement could last many years, several decades even. You need to be confident you’ll have enough money to do the things you want and to keep doing them for the rest of your life.
Lifetime cashflow planning is the process of working out your future cash requirements and making sure that the wealth you have available can provide for them. The aim is to make sure you don’t face running out of money in the future, or if there’s more than you need, to decide how you can put it to better use.
It’s done through a mix of collaborative work and sophisticated cashflow modelling software. We can model life events, ‘what-ifs’ and major decisions, understand their impact and see how you’d be able to adapt to them. Circumstances change, whether we like it or not, so it’s important to build a smart and flexible plan for the future that gives you genuine peace of mind.
“We have peace of mind knowing that we have created a safety net for our children as well as ourselves.”
– Paul & Sue Whiteley, clients